Education Savings Accounts (ESAs) Administration System

Our bottom-up solution returns more funds to parents and prioritizes local spending

Graphical Images showing the basic elements of Student First Technologies ESA Solution.

Empower each stakeholder in the funding lifecycle

From the creation of a new account through to parent spending – track every dollar through the process and ensure compliance with your program regulations

Whether you are a state agency, a non-profit administrator, or looking to outsource the program's administration, our solution and team will empower an effective and efficient ESA program. Our pricing structure scales with your program size – ensuring more dollars make it to parents' education expenditures.

Custom workflows
Lower costs
Automated Reporting
Instant alerts

Parents know best! Our solution gives them complete control over ESA spending – empowering them to build the best educational experience for each child. With our built in budgeting tools, you can help them direct funds towards the most important expenditures first.

Budgeting tools
Easy interface
Simple payments

Our bottom up solution for vendors allows any size service provider – from local tutors to national agencies to register approved education products and services, invite parents to your program, and effectively receive parent directed payments.

Ensure compliance
Expand reach
Expand access

Is your program funded by tax credit eligible donations? No problem! Our single solution for tax credit funded programs (also known as Education Opportunity Accounts, or "EOAs") allows you to fund parent accounts with donor funds then seamlessly allow parents to spend as they see fit.

Multiple giving options
Automatic receipts
Secure portal

Customize your ESA instance

Every ESA program is unique. We believe all program functionality should be integrated within the same mobile-friendly platform. Each element can be customized to meet your program's specific programmatic needs and goals.

Parent Activation

  • Multi-step Applications

  • Embeddable Eligibility Widgets

  • API calls to automate processes (when applicable)


  • Prepayments

  • Purchase on behalf

  • Reimbursement

Approved Expenses

  • Tuition & Fees

Verified Marketplace with...

  • Services & Integrated Scheduling

  • Products

Prevention Against

  • Incorrect Funding

  • Unallowable Expenses

  • Duplicate Payments

Integral parts of Theodore

Always includes....

  • Digital Wallets (Budgeting, Ledger, Real-time Account Balance and Payments)

  • Real-Time Data & Reporting

  • Ongoing Security & Fraud Monitoring

  • Continues End-User Improvements

  • Mobile-Friendly

  • Multilingual

  • Unlimited Users

Want to see our solution in action?

We would love to share how our solution can be deployed for your organization or agency to improve the efficiency and reach of your ESA program